If you lack an emergency fund or it is depleted, use part of your bonus to build or replenish it.
rediffGURU Sunil Lala answers your personal finance-related queries.
Rediff.com spoke to registered investment advisors to figure out how best the extra Rs 17,500 saved ever year can be invested to create a decent corpus in the years ahead. This is what they said.
'Young investors should focus more on equity, while retired senior citizens should prioritise fixed income.' 'Mid-career investors should aim for a balanced allocation.'
'A mid-year review makes the end-of-year financial review manageable and less stressful.'
A new approach called life planning can help you prioritise the use of your time and money.
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
The best way to achieve financial security isn't by cutting out every vada pav or limiting yourself to home-cooked meals; it's by making yourself indispensable at work, says Vatsal Ramaiya.
I am increasingly seeing young people starting 25-year-SIPs; these kids will definitely benefit from the long term effect of compounding, notes P V Subramanyam.
The second phase of retirement planning is tougher than the first phase
Chances of staying true to your goals tend to be high when you don't lose sight of what you set out to achieve, advises Arun Thukral, MD & CEO, Axis Securities.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) will answer your personal finance-related questions.
The amazing excuses given by people who don't invest their money abound, but you would be wise to ignore them. Excuses won't help you get ahead; they can only hold you back from the retirement you deserve, says financial planning advisor P V Subramanyam
: Get serious about your retirement planning. You don't want to be broke in your eighties! Making smart decisions now will help you enjoy your retirement years.
rediffGURU Kirtan A Shah answers your personal finance queries.
Let us take a look at some of the steps that are involved in getting your finances in order.
rediffGURU Ulhas Joshi answers your personal finance and mutual fund queries
While planning for retirement, the key is to let your money be idle, says Amar Pandit.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
'Non-par plans returns are not market-linked. Hence, they can offer guaranteed returns.'
Adopting overly aggressive strategies without considering risk could lead to significant losses during the next downturn.
rediffGURU and financial planning expert Colonel Sanjeev Govila will answer your personal finance-related questions.
Here are five 'what-not-to-dos' of retirement planning that could seriously damage your retired life.
rediffGURU Ulhas Joshi answers your personal finance and mutual fund queries.
Buying term insurance is not a one-size-fits-all purchase. It requires some level of deliberation to ensure that the policy aligns with your needs, life stage as well as future circumstances, says Casparus Kromhout, MD & CEO Shriram Life Insurance Company
Ulhas Joshi, Head -- Sales, Rank MF, a mutual fund investment platform, answers your queries.
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
A financial adviser can provide invaluable assistance in helping you navigate the very complex world of investment. But do you really need one?
Every financial plan needs to be tweaked periodically.
'We do not believe in fire sale. We don't do it.'
rediffGURU Ramalingam Kalirajan answers your personal finance queries.
Insurance firms have designed amazing retirment plans to lure more customers.
Omkeshwar Singh, head, Rank MF, a mutual fund investment platform, answers your queries.
rediffGURU Ulhas Joshi answers your mutual fund queries.
Perils of retiring at 45 His goals include retirement by 45, after which he would pursue his passion for golf, travel and music.
Start 2017 with these five simple financial resolutions and you will put your family on solid ground financially, says D P Singh, executive director and chief marketing officer, SBI Mutual Fund.
Ulhas Joshi, Head -- Sales, Rank MF, a mutual fund investment platform, answers your queries.
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
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